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BEGIN:VEVENT
DTSTART:20160316T153000Z
DTEND:20160316T170000Z
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SUMMARY:Valley Business Women Luncheon 3/16/16
DESCRIPTION:Guest Speaker:  Elsie L. Rose \n\n                            Commerical Business Development Officer \n\n                            Union Bank & Trust\n\n\n\n                    "The High Cost of Being Born Female"\n\n\n\nThe good news:  There has never been a better time for women.  We are earning more.  We are graduating from college at higher rates than our male counterparts.  We are living longer.  Yet\, our pay is 79% of men's pay.  Since women graduate at higher rates\, women also graduate with more debt than men\, and because women live longer we have a greater chance of falling into a lower standard of living at some point in our retirement.  Some of us may face poverty.  Fortunately\, women who plan and women who are open to being educated in finance ca\n\nn likely live a comfortable retirement lifestyle.  Knowing where we are falling behind\, what challenges we face and how we can compensate and make better financial decisions will ensure a better future for us and for our children. \n\nElsie Rose is a CPA who spent 35 years in Public Accounting providing audit and accounting services to a variety of organizations.  Elsie continues to build on her long-term client and community relationships in her role as a Commercial Business Development Officer at Union Bank.  She is an advocate for promoting the importance of financial literacy and wellness and is a frequent presenter on numerous topics to many audiences.  She is passionate about improving the lives of women and children in the Commonwealth of Virginia.\n\n\n\nMenu:  Salmon and quinoa salad\n\nSpecial meal requests due to dietary restrictions will gladly be accepted if made a minimum of 48 hours in advance of the event.\n\n\n\nVBW is presented by Mover Dudes and Union Bank & Trust
X-ALT-DESC;FMTTYPE=text/html:<p style="margin: 0in 0in 0pt\;">&nbsp\;</p>\n\n<p style="margin: 0in 0in 0pt\;"><span style="font-size: 16px\;"><span style="font-family: helvetica\,sans-serif\;"><strong>Guest Speaker:&nbsp\; Elsie L. Rose&nbsp\;</strong></span><br />\n&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;<span style="font-size: 14px\;"><span style="font-family: helvetica\,sans-serif\;"><strong>Commerical Business Development Officer&nbsp\;</strong></span></span><br />\n&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;<span style="font-size: 14px\;">&nbsp\;<span style="font-family: helvetica\,sans-serif\;"><strong>Union Bank &amp\; Trust</strong></span></span></span><br />\n<br />\n&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;&nbsp\;<strong><span style="font-size: 16px\;">&quot\;</span></strong><span style="font-size: 18px\;"><em><strong><span style="font-size: 16px\;">The H</span></strong></em><span style="font-size: 16px\;"><span style="font-family: helvetica\,sans-serif\;"><strong><em><em><strong>igh </strong></em>Cost of Being Born Female&quot\;</em></strong></span></span></span><br />\n<br />\n<span style="font-size: 16px\;"><span style="font-family: helvetica\,sans-serif\;">The good news:&nbsp\; There has never been a better time for women.&nbsp\; We are earning more.&nbsp\; We are graduating from college at higher rates than our male counterparts.&nbsp\; We are living longer.&nbsp\; Yet\, our pay is 79% of men&#39\;s pay.&nbsp\; Since women graduate at higher rates\, women also graduate with more debt than men\, and because women live longer we have a greater chance of falling into a lower standard of living at some point in our retirement.&nbsp\; Some of us may face poverty.&nbsp\; Fortunately\, women who plan and women who are open to being educated in finance ca</span></span></p>\n\n<p class="MsoNormal" style="margin: 0in 0in 0pt\;"><span style="font-size: 16px\;"><span style="font-family: helvetica\,sans-serif\;">n likely live a comfortable retirement lifestyle.&nbsp\; Knowing where we are falling behind\, what challenges we face and how we can compensate and make better financial decisions will ensure a better future for us and for our children.&nbsp\;<br />\nElsie Rose is a CPA who spent 35 years in Public Accounting providing audit and accounting services to a variety of organizations.&nbsp\; Elsie continues to build on her long-term client and community relationships in her role as a Commercial Business Development Officer at Union Bank.&nbsp\; She is an advocate for promoting the importance of financial literacy and wellness and is a frequent presenter on numerous topics to many audiences.&nbsp\; She is passionate about improving the lives of women and children in the Commonwealth of Virginia.</span><br />\n<br />\n<span style="font-size: 14px\;"><span style="color: rgb(0\, 0\, 255)\;">Menu:&nbsp\; Salmon and quinoa salad</span><br />\n<font color="#0000ff">Special meal requests due to dietary restrictions will gladly be accepted if made a minimum of 48 hours in advance of the event.</font></span><br />\n<br />\n<font face="Arial"><strong>VBW is presented by Mover Dudes and Union Bank &amp\; Trust</strong></font></span></p>\n
LOCATION:Winchester Country Club 1300 Senseny Road Winchester\, VA 22602
UID:e.2531.2411
SEQUENCE:3
DTSTAMP:20260512T231631Z
URL:https://topchamberelevate-gzcms.preview.gochambermaster.com/events/details/valley-business-women-luncheon-3-16-16-2411
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